The Standard Bank Diners Club Beyond: Elevate Your Experience with Premium Privileges and Exclusive Global Benefits
The Standard Bank Diners Club Beyond is a premium credit card designed for individuals who seek exceptional privileges and access to exclusive global rewards.
This card is ideal for those who travel frequently, dine at high-end restaurants, and enjoy luxurious experiences. With a host of benefits that cater to the lifestyle needs of its cardholders, it provides superior convenience, security, and financial control.
Whether you are looking for extensive travel benefits, concierge services, or unique dining experiences, the Diners Club Beyond delivers unparalleled value, making it an excellent choice for discerning individuals who appreciate the finer things in life.
About the Standard Bank Diners Club Beyond
The Standard Bank Diners Club Beyond offers a range of exclusive features designed to cater to premium customers who value luxury, convenience, and flexibility. This card is part of the Diners Club International network, providing access to a wide variety of global benefits, from travel insurance and concierge services to airport lounge access and dining privileges.
The card offers a high level of security, ensuring safe transactions both online and at physical locations. With worldwide acceptance and comprehensive travel support, the Diners Club Beyond is the ideal companion for frequent travelers and those who value top-tier service.
Benefits and advantages of the Standard Bank Diners Club Beyond
The Standard Bank Diners Club Beyond provides a wide range of premium benefits, ensuring that you get the most out of your card.
These benefits include everything from global travel perks to dining experiences, offering a truly luxurious and convenient financial solution. Here are some of the key advantages:
- Unlimited access to airport lounges around the world, offering comfort and relaxation during travel.
- Comprehensive travel insurance that covers medical expenses, trip cancellations, and lost baggage.
- Concierge services, providing 24/7 assistance with bookings, reservations, and event planning.
- Exclusive dining privileges at high-end restaurants, including discounts and complimentary services.
- Cashback rewards on select purchases, allowing you to earn while you spend.
- Global acceptance at millions of locations worldwide, ensuring seamless transactions wherever you go.
- Priority service for customer inquiries and support, with a dedicated line for Diners Club members.
- Luxury hotel and travel partnerships, providing special rates and added benefits when booking through partner channels.
- Easy expense management through the Diners Club app, offering real-time tracking and control over your spending.
Fees and charges
The Standard Bank Diners Club Beyond card offers transparent and competitive fees, ensuring that you can enjoy its premium benefits without excessive costs.
Here are the key fees associated with this card:
- Monthly service fee: 400 ZA.
- Foreign transaction fee: 2.75% on international purchases.
- Cash withdrawal fee: 40 ZA for local ATM withdrawals and 75 ZA for international withdrawals.
- Interest rate: 16% to 20%, depending on your credit profile and account standing.
- Late payment fee: 90 ZA if the minimum payment is not met by the due date.
These fees reflect the premium nature of the card while remaining competitive within the luxury credit card market.
Minimum income
To apply for the Standard Bank Diners Club Beyond, you need to have a minimum monthly income of 40,000 ZA. This card is tailored to high-income individuals who frequently travel, dine, and seek premium financial solutions.
If your income is lower than this threshold, Standard Bank may offer alternative credit card options that better suit your financial situation and lifestyle needs.
Annual fee
The annual fee for the Standard Bank Diners Club Beyond is 4,800 ZA. This fee grants access to the full range of benefits, including unlimited airport lounge access, travel insurance, and concierge services.
Standard Bank may waive the annual fee for the first year as part of a promotional offer, particularly for new customers. Additionally, heavy users of the card who meet a specified annual spending requirement can have their fee reduced or eliminated in subsequent years.
Credit limit
The credit limit for the Standard Bank Diners Club Beyond is determined based on your income and creditworthiness. Typically, the limit starts at 100,000 ZA, but it can go significantly higher depending on your financial profile.
Standard Bank conducts a thorough review of your financial history, income, and spending habits to establish a suitable credit limit.
Over time, your limit may be adjusted upwards based on your usage and repayment history, allowing for greater flexibility as your financial situation evolves.
How to apply for the Standard Bank Diners Club Beyond
Applying for the Standard Bank Diners Club Beyond is a straightforward process, and you can do it online or by visiting a Standard Bank branch. Follow these steps to apply:
- Visit the Standard Bank website and navigate to the credit cards section.
- Select the Diners Club Beyond card and click on “Apply Now”.
- Complete the application form, providing your personal details such as name, contact information, and ID number.
- Submit financial documents, including proof of income (payslips or bank statements), a copy of your ID, and proof of residence.
- Undergo a credit assessment, during which Standard Bank reviews your credit history and financial standing.
- Once approved, your Diners Club Beyond card will be delivered to your address. You can activate it via the Diners Club app or by contacting customer service.
Contact Standard Bank
For more information about the Standard Bank Diners Club Beyond or to inquire about other products and services, you can contact Standard Bank through the following channels:
- Phone: 0860 123 000 (domestic) or +27 11 299 4701 (international)
- Email: [email protected]
- Address: Standard Bank Centre, 5 Simmonds Street, Johannesburg, 2001, South Africa.
Standard Bank’s customer service team is available to assist you with any inquiries, whether it’s related to your application, card benefits, or account management.
Their dedicated support line for Diners Club members ensures priority service and quick resolutions to your queries.
